What this tool does

Tracking down unclaimed money in the UK is rarely a single search. A dormant current account sits on one register, a lost pension on another, old shares somewhere else again, and the process for each one is slightly different. This tool looks at the clues you already have, whether that is a name, an old address, an employer, a bank, or a relative who has passed away, and points you to the specific UK services worth checking, with a sensible order to work through them.

You get a short plan rather than a long reading list, so you can start actually searching instead of guessing where to begin.

When to use it

It is aimed at people who think there might be money somewhere but are not sure how to confirm it. That could be an old account from a bank you no longer use, a workplace pension from a job twenty years ago, Premium Bonds a parent bought in the 1980s, share certificates found in a drawer, or an estate where you suspect assets were missed. It is also useful if you are dealing with a deceased relative's affairs and need to check for anything that was not listed in the paperwork.

It is not the right tool if you already know exactly where the money is and just need to claim it. In that case, go straight to the provider. It is also not a database of accounts, it will not tell you what is there, only where to look.

How it works

You answer a handful of questions about the person and the type of asset you think might exist. Based on your answers, the tool puts together a plain English summary of which tracing services are relevant, what each one covers, what evidence or ID you will usually need to provide, and which to try first. Nothing you enter is saved, and you do not need to create an account. If your situation changes, you can run it again with different details.