Overcharged on Water Bills: How to Claim?

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Overcharged on Water Bills: How to Claim?
J.H asks

We have been overcharged for 18 years on our water bills. The utility company makes no effort to deny this, but will only pay back 6 years' overcharges. I can understand that it may be unreasonable to expect companies to keep records for longer than 6 years and this might account for the Statute of Limitation which they are hiding behind. We have the bills however, to prove the overcharging. Can the company legitimately refuse to pay in this situation?

How Water Bill Overcharges Happen

Water bill overcharges can occur for several reasons. Common causes include placement on an incorrect tariff, meter misreading, or billing based on inaccurate property details. Some households discover they have been paying too much for years before noticing the problem.

If you suspect you have been overcharged, you have the right to claim back what you are owed. The process takes patience, but most disputes can be resolved without needing to go to court.

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Time Limits for Reclaiming Overpayments

There is often confusion about how far back you can claim. Under the Limitation Act 1980, contractual claims have a six year limitation period. This statutory limit applies to water companies and is not subject to individual company discretion. You can typically pursue overpayments made within the past six years through the courts. However, some regulatory bodies and ombudsman services may consider claims going back further, depending on the circumstances.

If you believe you have been overcharged for a longer period, it is worth including the full amount in your initial complaint. The company or ombudsman will then decide what falls within scope. Consider claiming for the full period of suspected overcharges while being prepared for the possibility of a partial reimbursement.

Your situation may be slightly different. ask a question below ↓ and our editorial team will reply with our advice.

Following the Complaints Process

Before escalating your complaint, you must give your water company a fair chance to resolve it. This usually means:

  • Contacting the company in writing with details of the overcharge
  • Providing a detailed explanation of the basis for your estimated overcharge claim and the total amount you believe you are owed
  • Keeping copies of all bills, letters and emails
  • Asking for a written response within a set timeframe

If the initial response does not satisfy you, ask for your complaint to be reviewed by a senior member of staff or a dedicated complaints team. Ensure it is clear that you are dissatisfied with the current response and resolution.

Most water companies have an internal complaints procedure with multiple stages. Check their website or your bill for details on how to escalate within the company.

Taking Your Complaint Further

If you have completed the company's complaints process and still feel the matter is unresolved, you can refer your case to the Consumer Council for Water. This independent body handles complaints about water companies in England and Wales. In Scotland, contact the Scottish Public Services Ombudsman. Customers in Northern Ireland should contact the Consumer Council for Northern Ireland.

The Consumer Council for Water can investigate your complaint and work with the company to reach a fair outcome. Their free service handles a substantial number of billing disputes annually.

You will usually need to show that you have already tried to resolve the issue directly with the company. Keep records of all your correspondence, including dates and the names of anyone you spoke to.

For detailed guidance on consumer rights and dispute resolution, visit GOV.UK or the Consumer Council for Water website. These sources will have up to date information on procedures and what to expect.

The Next Step

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Ask Unclaimed Finances a Question
UnclaimedFinances Editor 25/08/2026 at 5:32 am
@Gary Yes, you can usually backdate a single occupier discount, but water companies handle it differently to council tax. Most suppliers will backdate the single person assessed charge to when you moved in, or at least a few years, provided you can show you were the sole occupant (council tax single person discount records are the usual proof). Ring your supplier directly, ask for a backdated review, and quote your council tax discount start date. If they refuse a full backdate, escalate to CCW (the Consumer Council for Water), they often get better results than the supplier's first offer.
Gary 25/08/2026 at 5:32 am
Recently found out that I can have a reduced bill if I'm a single tenant in my flat and now have a reduced bill for this year. However, I've been a tenant at this address for 5 years. Can I get refund for previous years?
UnclaimedFinances Editor 27/07/2026 at 3:39 pm
@Liz Realistically, no, you won't get 28 years back. Water companies usually only refund the last 6 years under the Limitation Act, and even that depends on proving you were genuinely overcharged (wrong band, wrong occupancy, meter fault, etc). Start by asking your supplier for a full billing history and the basis of your charges, then check if a meter would have been cheaper using the CCW water meter calculator. If they refuse to put it right, escalate to the Consumer Council for Water for free. Worth doing, just temper your expectations on how far back it'll go.
Liz 27/07/2026 at 3:39 pm
Ive been over charged water rates for my terraced house for 28 years. Can I claim it all back
skipper 25/01/2021 at 6:41 pm
we have been told that the water that comes off your house (roof) AND GOES INTO A SOAKAWAY is not charitable to the house owner we have also been told that we can app;y for a rebait for as long as we have lived there.
How do we get this detail sorted? out.

Thank you
Ron Harris
Antonette 28/08/2019 at 10:42 am
I have been paying outstanding bills for Thames Water for the last few years. And I have been charged anything from £75 _£159 P. C. M. I was informed by a manager that I would be able to get a refund for my overpayment. And my water meter was running none stop for years as was told by work man and was replaced last year. Then my bill went down to £6 week. When ask for repayments was told to have £500 upfront and that they would sum up the amount and I would later receive the outstanding balance. I was later laugh at and was told that I would not be paid. And my bills has returned to a higher amount rates.

Regards Evette Hazel
ChrisThomas 25/04/2019 at 1:18 pm
We have been paying £683.48 a year for water bills and have just been informed that for the past 13 years we should of only been paying £198. Are we entitled to claim back the over payments as its £485.48 less than what it actually is. And how far back are allowed to claim.
Alan Wednesday 20/09/2017 at 3:33 pm
Regarding water overcharging by local authorities (Water Orders) and water companies (Water Industry Act), I have almost taken this as far as it will go. Ofwat think it's ok that smaller housing units should subsidise larger ones, CCWater won't ask the crucial question and Watrs let the companies off on technicalities. I am paying less than £2 per week on meter as compared to over £10 per week through Council. Why will no-one challenge these water companies ?
okehish1956 16/08/2017 at 6:11 pm
Every household is charges for highway and surface water drainage ( RAINFALL !!! ) It is unmeasured and quite arbitrary , I live in a flat in a block of 100 flats and we are each charged £100 pound per annum = £10,000 the 20 houses across the road who have the same rainfall and use the same drainage
are charged £100 each = £2,000 per annum , I have complained to offwat ,my MP and nothing is done , Unites Utilities posted operating profits of £660 million last year , it is obscene .
UnclaimedFinances Editor 11/08/2016 at 11:55 am
I'm afraid I cannot advise you on anything further than the article suggests regarding going further up the complaints chain.
dorinia 10/08/2016 at 1:22 pm
Hello I have been paying full charge for my water rates for the past 10 years and was told by a friend I was paying to much I did ask for rebate and was told they don't do that. I am now paying the right amount for the year. Not sure the next step.Thanks for your support.

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